You Need to Read This TODAY…
On Saturday, Taylorville, a nearby community was hit by a devastating tornado. The aftermath is heart-wrenching. I was at a birthday party for one of my son’s friends when the tornado hit. The father of the birthday boy had grown up in Taylorville and several of his friends, were in attendance. They still live in the town. Their phones started dinging and ringing with the news and a sense of panic set in. They were in shock as they were told that their homes had been damaged. They wouldn’t know until they returned home, if they could even navigated the tree and debris filled streets, what the extent of that damage would be.
It was all too familiar a story. My sister in law’s parents lost their home in a tornado five years ago near my hometown. The shock of losing everything was monumental. We live under the assumption that the expensive insurance policies we pay for, will save the day when a tragedy strikes. Dealing with the insurance companies worsened the nightmare of the tornado for many of the impacted families.
Horror stories began to surface, of some companies wanting itemized lists of every item that was lost. I don’t know the details of these policies, or how many people had the burden of these lists, but it was an echoed frustration. I began to ponder how I would ever be able to complete an inventory like that.
Creating an Inventory List Through Photos
The thought came to me to inventory my house in photos. My photos are backed up on the internet, so even in a disaster scenario, I could gain access to them after a loss. I went room by room, closet by closet, cabinet by cabinet taking photos of our possessions. It took less than 30 minutes to make it through the house. It isn’t a perfect method, but in the case of a devastating loss, it gives me a starting point.
I have heard, but have not checked with my own insurance policy, that some policies even request serial numbers from electronics and other higher ticket items. It may be a good idea to snap a photo of those as well. I know, in the case of a robbery, those details are essential.
I don’t share this to contribute to fear. If anything, taking simple action like this may give you a relief from some anxiety. We don’t have control over disasters, but we can take steps to be prepared. Please take a moment to consider if you might benefit from spending a few minutes today going through your house with your camera. And, while you do, you may find that there are items that you could be sharing with someone in need this holiday season. So have a bag or box handy and fill it up while you take in how much stuff you really have. And, if you are the praying kind, would you pray for the people of Taylorville, Illinois today?